Withdrawing PF amount online is a simple and convenient process that can save you time and effort. Here is a detailed step-by-step guide on how to withdraw your PF amount online:
Step 1: Check your eligibility
Before starting the online withdrawal process, you need to ensure that you are eligible to withdraw your PF amount. As mentioned earlier, you can withdraw your PF amount if you are unemployed for two months or more, have retired from employment after the age of 58 years, or have any other eligible reason for withdrawal. You can also withdraw a portion of your PF amount for specific purposes through partial withdrawals.
Step 2: Activate your UAN
To withdraw your PF amount online, you need to activate your Universal Account Number (UAN) on the EPFO portal. If you have not activated your UAN, you can do so by visiting the EPFO portal and clicking on the “Activate UAN” button. You will need to provide your UAN, mobile number, and member ID to activate your UAN.
Step 3: Log in to the EPFO portal
Once you have activated your UAN, you can log in to the EPFO portal using your UAN and password. If you have forgotten your password, you can reset it using your registered mobile number.
Step 4: Click on “Online Services”
After logging in, click on the “Online Services” tab on the main menu and select “Claim (Form-31, 19 & 10C)” from the drop-down menu.
Step 5: Enter your details
Next, you need to enter your bank account number to verify. Once verified, click proceed.
Step 6: Select the type of withdrawal
You will be asked to select the type of withdrawal, such as full withdrawal or partial withdrawal for specific purposes. If you are applying for partial withdrawal, you need to select the specific purpose for which you are withdrawing your PF amount.
Step 7: Enter the amount
Enter the amount you wish to withdraw in the relevant field. If you are applying for partial withdrawal, the maximum amount you can withdraw depends on the specific purpose for which you are withdrawing your PF amount.
Step 8: Enter the complete address as per the Aadhar card
Step 9: Upload form 15g if filing for final withdrawal.
Step 10: Upload a clear copy of a Cancelled Cheque or Passbook
Step 11: Submit your application
Once you have entered all the relevant details, you can submit your application. The EPFO will verify your details and process your withdrawal request.
Step 12: Track your application
You can track the status of your withdrawal application on the EPFO portal by clicking on the “Track Claim Status” tab under the “Online Services” menu.
Step 10: Receive your funds
Once your application is processed, the EPFO will transfer the withdrawn amount to your bank account.
In conclusion, withdrawing your PF amount online is a simple and convenient process that can save you time and effort. Make sure you check your eligibility and have your UAN and bank account details handy before starting the online withdrawal process. Follow the step-by-step guide carefully to ensure a smooth and hassle-free withdrawal experience.